Explore / Sovereign Gold Bonds

Invest in GOLD
via Sovereign Gold Bond

Apply online through your Demat account and save ₹50 per gram

+ 2.5% Interest Extra

Issued by Government of India

+ Capital Gains Tax Benefit

28236 Crore already Invested!

Listed on BSE / NSE

What are Sovereign Gold Bonds ?

Sovereign Gold Bonds are government securities denominated in grams of gold. They are substitutes for holding physical gold. Investors have to pay issue price in cash and the bonds will be redeemed in cash on maturity. The bond is issued by Reserve Bank Of India on behalf of Government of India

Why is investment in Gold Bonds better than real gold?

Gold can be owned in demat form. There is no storage or theft concern, purity (999) assured & transparent pricing.

Who issues & protects investments in Gold Bonds?

Gold bonds are issued every month by Reserve Bank of India on behalf of Government of India. Highest safety as it is Government of India backed.

What is Liquidity/Maturity of Gold Bonds?

Tenure of the bond is 8 years with an exit option after 5 years. Bonds are easily transferable and also listed / tradeable on Stock Exchanges.

What is the min. & max gold that I can buy via Gold Bonds?

As per rules of RBI, Individual investor can apply Minimum of 1 gram to a maximum of 4KG in a financial year.

Any Financial/Tax benefits of investing in Gold Bonds?

Investors are paid interest of 2.5% p.a. ( payable semi-annually) plus Zero tax on Capital Gains when held to maturity (No TDS)

How much money I make at redemption?

At maturity, gold bonds shall be redeemed on the basis of simple average of closing price of 999 gold purity of previous 3 business days, published by IBJA.

Why is investment in Gold Bonds better than real gold?

Gold can be owned in demat form. There is no storage or theft concern, purity (999) assured & transparent pricing.

Who issues & protects investments in Gold Bonds?

Gold bonds are issued every month by Reserve Bank of India on behalf of Government of India. Highest safety as it is Government of India backed.

What is Liquidity/Maturity of Gold Bonds?

Tenure of the bond is 8 years with an exit option after 5 years. Bonds are easily transferable and also listed / tradeable on Stock Exchanges.

What is the min. & max gold that I can buy via Gold Bonds?

As per rules of RBI, Individual investor can apply Minimum of 1 gram to a maximum of 4KG in a financial year.

Any Financial/Tax benefits of investing in Gold Bonds?

Investors are paid interest of 2.5% p.a. ( payable semi-annually) plus Zero tax on Capital Gains when held to maturity (No TDS)

How much money I make at redemption?

At maturity, gold bonds shall be redeemed on the basis of simple average of closing price of 999 gold purity of previous 3 business days, published by IBJA.

Get more advanced, in-depth information on Sovereign Gold Bonds from RBI

Reserve Bank of India has published detailed information as FAQs about Gold Bonds to help you make an informed decision. Click to know more.

What will I earn?

Your investment in gold will yield good returns if you invest in primary & redeem after 8 years.
(Below example is for illustration purpose only)

Your Investment

Your could earn...

if gold prices go up by 20% in next 8 years

Enter gold quantity

Price of 1 gram of gold - 4741

Total Investment Amount

₹4741

Sovereign Gold Bond

Gold Price

₹

Interest*

₹

Gold Bond Returns**

₹

(+40%)

Only Gold

Gold Price

₹

Only Gold Returns

₹

(+20%)

Your Investment

Enter gold quantity

Price of 1 gram of gold - 4741

Total Investment Amount

₹4741

Your could earn...

if gold prices go up by 20% in next 8 years

Only Gold Returns

₹

(+20%)

Gold Bond Returns**

₹

(+40%)

Sovereign Gold Bond

Gold Price

₹

Interest*

₹

Only Gold

Gold Price

₹

* Interest = [{(2.5% interest)*(nominal Value)}X(8 years)]

** Gold Bond Returns = (((Price at Maturity + Interest) - Price at Investment) / Price at Investment) * 100)

Subject to applicable tax only to income & calculated on simple interest basis and it is the responsibility of the bond holder to comply with the tax laws.

Gold Bond issue for Dec, 2021

Gold bonds can be subscribed during the issue period at a fixed price declared by RBI

Bond closes in

Sovereign Gold Bonds Scheme 2021-22 - Series VIII

Sovereign Security

ISIN

IN0020210228

BSE Notice

Coupon Rate

2.5%

Safety

Sovereign Security

Returns

Based on Gold Prices

Allotment Date

Dec 07, 2021

Issue Opening - Closing Dates

Nov 29-Dec 03, 2021

Next Interest Payment Date

Jun 06, 2022

Interest Payment Frequency

Semi Annually

Every 6 Months

Maturity after

8 years

Dec 06, 2026 (1st Exit Date)

Purchase Limit

4 Kg/4000 units

During each financial year

Issuer

Government of India

RBI Notice

https://www.rbi.org.in

Can I exit this investment early?

Yes - Exit option

After 5th year. Investor can exercise it on the next interest payment dates.

SGB Actual Issuance Price

Source: RBI

Calculate Investment

Enter gold quantity

(Range : 1 gm - 4000 gm)

Or, add amount

(Range : ₹ 4741- ₹ 1,84,00,000)

₹

Issue Price

(Price of 1 gram of gold)

₹ 4791

Discount

(For Online Transaction)

₹ 50

Net Issue Price

(Price of 1 gram of gold)

₹ 4741

Total Investment Amount

₹

Buy this Gold Bond

Upcoming issues

As declared by RBI, Gold bonds are issued every month. You can also easily plan your gold investments.

S.No.	Issue Name*	Subscription Dates	Allotment Date
1	Sovereign Gold Bonds Scheme 2021-22 - Series IX	Jan 10, 2022 - Jan 14, 2022	Jan 18, 2022
2	Sovereign Gold Bonds Scheme 2021-22 - Series X	Feb 28, 2022 - Mar 04, 2022	Mar 08, 2022
			*As per RBI data